These guides are drafts for review. Each one is original, written for Florida, and cites a public source. None of them names a price.
What it covers
Personal lines, from auto and home to flood, condo, renters, and an umbrella. Business lines, from general liability and a business owners policy to workers' compensation and contractor coverage. A separate page explains a Citizens takeout letter.
What it doesn't cover
These pages do not quote a price, name a company we can bind today, or promise a claim result. They do not replace the policy form. The declarations page controls.
Florida specifics
Wind, flood, and the roof come up on almost every Florida home. Auto starts with personal injury protection and property damage liability, not with bodily injury. Business coverage often starts with a contract, a landlord, or a payroll rule. The guides say which public source we used.
How we help
We shop more than one company, explain the differences, and you choose. Call the Jacksonville office on Beach Boulevard or the Middleburg office on Blanding Boulevard, or start a quote.