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Licensed throughout Florida.

Florida insurance, explained by neighbors since 1963

We shop with you among many companies. You make the choice.

(904) 391-1003

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Both offices

Walk in during the hours below, or call. Each office can start a quote.

Start a quote

Tell the office what you need. Someone there follows up.

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Get an instant online quote

What do you want to look at?

Why an independent agency

  • Many companies

    We represent multiple insurance companies, so the conversation starts with your situation.

  • Advisors

    We explain the coverage in plain English. You make the choice.

  • Still here after the policy starts

    Call the office for a change, a certificate, or help with a claim. We work with the company for you.

  • A wide range

    Cars, homes, flood, and business policies for people and firms across Northeast Florida.

Why we stay independent

What neighbors say

Google ratings as of October 2026.

Review totals for both offices

Not sure where to start?

A short coverage checkup asks about your home, your cars, and whether a letter from Citizens showed up, then points you to the pages that fit.

Start the coverage checkupGet a QuoteCall Jacksonville

Companies we can shop

Availability depends on the policy and the address. Logos will replace these names when the brand files arrive.

and 40+ more
  • Embark
  • Employers
  • FFVA Mutual
  • Foremost (Flood)
  • Gainsco
  • GEICO
  • GeoVera
  • Highview National
  • Hiscox
  • ICW Group
  • Kemper
  • MCIM
  • Markel
  • Mercury
  • MidSouth
  • Monarch
  • National General
  • NEXT
  • Normandy
  • Ocean Harbor
  • Omaha National
  • Pie
  • Progressive
  • QBE
  • RLI
  • Rockford Mutual
  • Root
  • Security First
  • Shield Commercial
  • Slide
  • Southern Oak
  • SteadPoint
  • Stonetrust
  • Summit
  • Synergy
  • The General
  • Thimble
  • Tokio Marine HCC
  • Universal Property & Casualty
  • Veracity
  • Zurich
  • biBERK
  • weSure

Questions we hear

Where are the offices?
One office is at 5243 Beach Boulevard in Jacksonville. The other is at 2494 Blanding Boulevard, Suite 9 in Middleburg.
How do I start a quote?
Call (904) 391-1003 or (904) 282-7212, use the instant online quote, or open the quote page. The office you pick follows up.
What does independent mean here?
We work with many insurance companies. We explain the choices, and you decide which policy to buy.
Where do you help people?
Jacksonville, Jacksonville Beaches, San Marco, Mandarin, Southside, Middleburg, Orange Park, Fleming Island, Clay County, Duval County, St. Johns County. Licensed throughout Florida.
Which number should I call?
Call the office you already use. Jacksonville is (904) 391-1003. Middleburg is (904) 282-7212.